Jefferson County Housing Resources
Jefferson County has opened a new online rolling application system to fund the development of affordable housing for low-income, very low-income and extremely low-income households. Financial assistance is provided to municipalities, other government and nonprofit agencies, private and nonprofit housing developers and other lenders to support the creation or preservation of long-term affordable housing countywide.
Available funding includes loans from the HOME Investment Partnership Program and the Community Development Block Grant. These funds are administered by Jefferson County through the HOME Consortium and the Urban County Intergovernmental Cooperation Agreement, with approval by the Board of County Commissioners.
Jefferson County housing development loans are used for a variety of rental and home ownership housing activities, including:
- New construction
- Substantial/Moderate Rehabilitation
- Adaptive Reuse
A special emphasis will be placed on projects creating Permanent Supportive Housing (PSH) for individuals and families who were once homeless and continue to be at imminent risk of homelessness. Housing activities can serve families, individuals, seniors and special needs populations.
Type, terms and conditions of financing will vary depending on the availability of funding resources and the proposed activity.
Guiding Principles for Change
Golden’s Guiding Principles under its Heart & Soul Values include the value that “The diverse housing options will provide opportunity to a wide spectrum of residents.” As well as “Our community values require that we direct and manage change, assure smart growth, affordable housing, and sustainability.”
Both Planning Commission and City Council have examined the variety of information available that illustrates the growing gap between the housing that Golden households can attain and what is available in the market. This information has resulted in the development and adoption of Community Housing Policies into Golden’s Comprehensive Plan. These policies articulate community values associated with having a diversity of housing available as well as goals that could support future programs.
The adopted housing policies are designed to support the complex network of solutions that will be needed to preserve the economic diversity of our community. They are organized under the following three themes:
- Community Housing Goals
- Regulatory & Financial Support Strategies
- Housing Program & Partnership Opportunities
Currently, roughly 30% of Golden households are low income, while moderate and middle income household make up 15% each of all households. Golden also has approximately 8,500 existing homes. Under the 1% system, the most new homes that could be built in the next 10 years is less than 800 and few, if any, of those are likely to be affordable to low, moderate or middle income Golden residents. It is only by maintaining and securing the affordability of our existing housing for our low, moderate and middle income families that Golden will be able to effectively remain a welcoming, inclusive community for seniors, growing families, people with disabilities and young professionals.
The Community Housing Policies are an important step along the path to developing meaningful strategies and programs that will help ensure that Golden can continue its proud tradition of being a small town that nurtures and values its residents throughout their lives.
We want to hear from you!
For additional information, questions or to discuss any ideas that you would like to share at any time, please feel free to contact staff at: