Business Economic Assistance

To protect the safety of employees, residents, customers, and visitors, and to slow the spread of COVID-19, the City of Golden has recommended that customers and employees wear a face mask or other non-medical facial covering while in public. To assist businesses and those at risk from serious illness, the City of Golden is providing a limited number of disposable face masks for business experiencing difficulties supplying their own. These masks can be given to customers who lack their own facial coverings, or for employees to wear during their shifts. These masks are not the N95-type masks used by medical personnel and first responders, rather they are available through normal distribution channels. Masks come in a box of 50 disposable masks, and requests will be capped at two (2) boxes or 100 masks.

Due to the limited quantities available, businesses should provide face coverings only for customers for whom alternative shopping arrangements are not feasible. The City of Golden does not intend to be a regular supplier of face coverings, rather a temporary provider while businesses source their own. Any business that has received masks previously may request additional masks, however it is not guaranteed to be fulfilled. Masks will be delivered by City staff on Fridays (may be altered in the event of a holiday).

To request face masks for your business, please fill out and submit our Face Mask Request form.

Please email Alex Mansfield at if you have questions.

Downtown Development Authority COVID-19 February 2021 Rent/Mortgage Grant Program

The Golden DDA COVID-19 February 2021 Rent/Mortgage Grant Program provides direct financial assistance to eligible businesses located within DDA boundaries. The primary focus is the retention of jobs by Golden’s small businesses that have been affected by the pandemic. The program will provide partial rent/mortgage subsidy grants to eligible businesses impacted by COVID-19, subject to funding availability. The grant per business will be 50% of the February rent or mortgage payment, up to a maximum of $3,000.

  • The deadline to submit this grant application has passed.

Eligibility Requirements

  • Independently-owned local businesses located within the DDA boundaries.
  • Businesses with 1 to 50 total employees (FTE) are eligible.
  • Retail/food service/lodging/personal services (i.e. spas, barbers, salons) and small healthcare providers (i.e.-dentists, massage therapists) are eligible.
  • Individually-owned franchises (including locally-owned/closely held LLC or similar) are eligible.
  • Businesses that have previously received DDA, City of Golden CARES grants, and/or COVID-19 Business Recovery Loans are eligible.
  • Sub-tenants, salon booth renters, food hall tenants, etc. are not eligible.
  • Corporate-owned franchises are not eligible.
  • Home-based businesses are not eligible.
  • Professional service businesses, etc. are not eligible.
  • Residential short-term rentals are not eligible.
  • Big box stores over 10,000 sf are not eligible.
  • The applicant must be current on all Golden sales tax and fees, or under an approved payment plan..
  • Nonprofit organizations generally are not eligible. Applications from nonprofits that earn revenue from fee-based performances, exhibitions, and programs and have been impacted by COVID-19 (above) may be considered on a case-by-case basis.

Federal PPP Applications Available

With the new $284 billion Congressional appropriation for small business relief, the federal Paycheck Protection Program (PPP) re-opened the week of January 11 for new borrowers and certain existing PPP borrowers.

To promote widespread community access to capital, initially only community financial institutions will be able to make First Draw PPP Loans on Monday, January 11, and Second Draw PPP Loans on Wednesday, January 13. The PPP program will open to all participating lenders shortly thereafter.

Eligible lenders of the first two draws of PPP loans are one of four types:

  • Community Financial Development Institution (CDFI)
  • Minority Depository Institution (MDI)
  • Community Development Corporation (CDC)
  • Microlender Intermediary

Review this list of participating Colorado Community Development Financial Institutions.

In the new rounds of PPP, businesses that use an agent to file their PPP applications will be responsible for covering the corresponding expense for their service. In the 2020 PPP allocations, the lender paid that fee; however, businesses are now responsible for the fee and cannot use PPP funds to reimburse themselves. For PPP applicants that have previously received PPP loans, the financial institution which processed last year’s loan is your best place for you to begin new inquiries.

In preparation, this Prepare for the PPP document outlines the key elements needed to prepare for your PPP application.

Finally, to help guide you through the process, the following links provide detailed information for each corresponding element of the federal stimulus:

Colorado Small Business Relief Program

The Colorado Small Business Relief Program provides $57 million in direct aid, grants, and annual fee waivers to struggling small businesses and also creates grant programs and allocates funds specifically for art and cultural organizations as well as minority-owned businesses.

Applications opened Monday, Jan. 4 and closes on Monday, February 8, at 6 p.m. Relief payments will be distributed by Jefferson County.

Learn about Jeffco’s Small Business Relief Program at

The State of Colorado has allotted $37 million for direct relief payments to small businesses. The amount allocated to Jefferson County for this program has yet to be determined.

Jeffco Five-Star Certified Business Variance Program

The State of Colorado’s 5-Star Certified Business Variance Program allows businesses to expand operations by implementing safety measures beyond what is already required by public health orders and guidelines to help slow the spread of COVID-19. This program is designed for responsible businesses that are following public health guidance and going above and beyond to prioritize the health and safety of their staff and customers.

This program is voluntary and businesses may choose not to be certified, however, only those businesses obtaining certification are authorized to operate with expanded capacity. Under the State’s requirements, businesses will be ineligible if they received either a Notice of Violation of the public health orders from Jefferson County Public Health since December 16, 2020 or if they have received two total Notices of Violation in general. Certified businesses will be subject to ongoing inspections as part of the program.

This variance from the state falls under the direction of the Jefferson County Board of Commissioners, and will be administered in partnership by the county, Jefferson County Public Health, Jefferson County municipalities, as well as the chambers and economic development groups within Jeffco.

The criteria for the program has been outlined by CDPHE and includes mandatory mask enforcement, social distancing, regular sanitation, employee symptom and exposure checks, and more. A business-specific plan for outbreak detection, reporting and response would need to be included as well. There are resources available from CDPHE for these requirements. See the Jefferson County Operating Requirements page for the details.

NOTE: This program is free for all businesses. There are no fees associated with initial application, inspection or certification. 

For more information, please contact Robin Fleischmann at or call 303-384-8080.

Council resolution in support of local businesses requiring face coverings

During a special meeting on Wednesday, May 6, 2020 City Council passed Resolution 2731, which expresses support for any private business owner who chooses to establish policies intended to help reduce the spread of the coronavirus, as in the requirement to wear non-medical face coverings when entering the premises. The City’s trespassing ordinances allow for these restrictions by private business owners when notice is posted.

The City has created “Face covering required” signage for any business who wishes to use it. If you are interested in such a sign for your business, email us at

City of Golden

COVID-19 Community Response Fund

Set up by the Golden Civic Foundation, the Relief Fund will award grants to local front-line non-profit organizations for rapid deployment to support the most critically impacted members of the Golden Community.

Your much-needed donations to the Community Response Fund will assist community members struggling with access to food, housing, and other financial burdens during the pandemic, as well as economic recovery following the crisis.

Golden Civic Foundation Emergency Relief Loans

The Golden Civic Foundation  is providing an emergency relief loan program to downtown Golden businesses and nonprofits in response to local economic losses related to the Coronavirus (COVID-19). The Foundation’s funding enables loans to be available to eligible businesses and nonprofits with zero interest and no payments for four months. If not repaid in four months, the loan may convert to a one to five-year term loan with interest.

The goal of the program is to provide temporary bridge loans to keep small businesses solvent during these economically challenging times. The loans may be used for (but are not limited to) expenses such as payroll, rent, inventory, etc. The program is being financed by the Foundation’s Foss Fund which was created more than 20 years ago with the goal of providing low interest loans for the benefit of Golden businesses.

Visit Golden/Good to Be Golden

Golden stores are now open for business. Update your Shop Local – Support Local listing at

Questions? Email

Volunteer in your community!

Volunteers of all kinds are needed, from food pantry help to delivering food to administrative help. The Neighborhood Rehab Project is helping organize the assistance, matching volunteer skills to community need. Please sign-up to volunteer and make a difference in our community.

Federal Resources

U.S. Small Business Administration

In addition to traditional SBA funding programs, the CARES Act established several new temporary programs to address the COVID-19 outbreak including:

  • Paycheck Protection Program – This loan program provides loan forgiveness for retaining employees by temporarily expanding the traditional SBA 7(a) loan program.
  • Economic Injury Disaster Loan Emergency Advance – Congress has appropriated an additional $60 billion for this program as of April 23. This loan advance will provide up to $10,000 of economic relief to businesses that are currently experiencing temporary difficulties.
    • Eligible businesses should prepare now for when the loans reopen and promptly apply by working in partnership with their local lending institution.
    • For more information, please visit or the SBA Paycheck Protection Program.
    • You can also contact the Office of Economic Development and International Trade (OEDIT) Small Business Navigator COVID-19 Response Hotline at 303-860-5881.
  • SBA Express Bridge Loans – Enables small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly.
  • SBA Debt Relief – The SBA is providing a financial reprieve to small businesses during the COVID-19 pandemic.

Learn more about SBA Coronavirus Relief Options.

U.S. Chamber of Commerce

Jefferson County

Jefferson County Economic Development Corporation

JEFFCO EDC offers a detailed list of business information and resources including the CARES Act above and several other small business assistance programs such as the Colorado Lending Source/Kiva, CDLE Rapid Response Program, JP Morgan Chase Assistance to Small Businesses, etc. Read more at the Jeffco EDC Covid-19 page.

Safer-at-Home and in the Vast, Great Outdoors public health order variance for Jefferson County

The Colorado Department of Public Health and Environment approved Jefferson County’s request for a variance to the statewide Safer-at-Home and in the Vast, Great Outdoors order with some modifications. The county’s variance request addresses: gathering size; places of worship; gyms; indoor retail malls; outdoor recreation; indoor and outdoor museums and educational experiences; graduations; brew pubs, distilleries and other similar places; event centers; and some additional businesses not specifically provided for in the state’s order.

Read more about the public order and approved variance at

State of Colorado

The State of Colorado is offering emergency programs and guidance for individuals and businesses and guidance aimed at combating the economic impacts of the novel coronavirus pandemic. These include unemployment insurance, a special healthcare enrollment period, economic disaster loans for small businesses, and more. Check the Colorado Covid-19 Business Resource Center for information and updates.

The Colorado Department of Labor and Employment is offering expanded unemployment insurance benefits including those who are self-employed, independent contractors, gig-economy workers, and others.

For health updates, closures and other information, check with the Colorado Department of Public Health and Environment.

Colorado Restaurant Association

The Colorado Restaurant Association (CRA) offers information for businesses and employees, including takeout/delivery guidance, and how to file for unemployment benefits.

COG Mesa

 Golden was named after Thomas L. Golden,
a gold prospector who arrived in Jefferson County in 1858.

Additional Resources

City of Golden, Colorado
COG Mesa
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